About Us
Policy Discussion Series
Learning Curve Estimation of Indonesian Financial Service Cooperatives: Survey on Indonesian Saving and Loan CooperativesJohnny W. Situmorang Ministry of Cooperative & SMEs Republic of Indonesia Abstract This study aims to examine the business scale of Indonesian financial service cooperatives (IFSCs) by analyzing their cost functions. By using panel data set of saving and loan cooperatives, this research reveals that the IFSCs industry is running at an increasingly cost to scale condition, yet it is still efficient in the financial services industry market. Micro-scale IFSCs are relatively more efficient than small, medium, and large scale businesses. Furthermore, the result suggests that IFSCs business development strategy should focus on improving internal strength with changes in production technology.
|
New Issue
- From Microenterprise to Market Leadership: A Case Study of Fruit Crisp Industry in East Java, Indonesia.
- Agricultural Vale Chain Finance for MSMEs and the Increasing Role of Fintech in Solving the Liquidity Constraints. Examples from Asia and Africa.
- Impact of Microinsurance Affordability on Profitability of Micro, Small, and Medium Enterprises (MSMEs) in Lagos State, Nigeria
- Digitization and Digitalization in the MSME Sector Success Stories and Challenges from Emergent Countries, with Examples from Some Asian Countries and Uganda
- Macro Growth from Micro Creativity: Optimizing the Entrepreneurial Empowerment Potential of Agate MSMES in Creative Industrial Economics